spare capital meaning in English

闲散资金

And outer factors such as the low level of peasants " income and social credit and etc . there are still many problems in the share structure transformation of our rural credit co - operative following the principle of cooperatioa but we can " t deny that the transformation of cooperation share structure is very necessary to perfect the rural financial system , collect rural spare capital , improve agricultural products pattern and raise the peasants " incomes
但不能否认，合作化股权结构改造在完善农村金融体系、聚集农村闲散资金、改进农业生产模式，提高农民收入水平方面极具必要性；合作化股权结构改造从农村金融市场状况、农民经济实力状况、农业和农村经济基本状况方面分析，具有很强可行性。